Terms of Service

Last updated: 31 March 2026
Effective date: 31 March 2026
Version: 2.0

4Grow LTD (“Company” or “we”) welcomes you, our user (“User” or “you”). These Terms of Service (“Terms”) govern your use of our application (“App”), which is available for download in the App Store and Google Play.

These Terms, together with any operating rules, policies, and our Privacy Notice posted on the App, constitute the entire agreement between you and the Company relating to your access to and use of the App (the “Agreement”).

By accessing or using the App, you agree to be bound by these Terms, which constitute a legally binding agreement between you and the Company, and you represent

that:

• you have read and understand the Terms and hereby agree to be legally bound by and to comply with these Terms in full;
• You must be at least 18 years old to use the App;
• you are duly authorized to act on behalf of the legal entity you represent (if applicable);
• according to your local jurisdiction, you are eligible to enter into this agreement and are not prohibited from accessing or using the App;
• you comply with these Terms and all applicable laws and regulations.

Our Privacy Notice describes our collection and use of personal data connected with your access to and use of the App.

Please contact us if you have any questions or comments about the Agreement.

Content

About us

Our support team is happy to assist you. You can contact us via:

• email address;
• through the App platform.

We respond to users as soon as possible. Please note that we may not respond to offensive emails or messages. We kindly ask you to be polite during your communication with us.

Application

The App provides football statistics and AI-assisted match insights based on historical and publicly available data sources. The App may display model-generated scenario indicators and analytical assessments regarding possible match outcomes. These assessments are provided for informational and entertainment purposes only and do not constitute odds, betting tips, or recommendations to place wagers.

The App allows you to:

• view football statistics (for example, historical match results, team form, standings, and player information);
• view AI-assisted analytical indicators and scenario-based insights regarding match outcomes; and
• add matches or teams to favorites and receive notifications about selected events.

The App does not provide betting services, does not facilitate the placement of wagers, and does not offer gambling-related products.

Payments

Subscription

The App offers free and paid functionality. The advantages of paid functionality are:

• no ads at the bottom of the page;
• no ads for viewing forecasts (unblocking by watching video ads);
• access to the Advanced Analysis section.

We may change subscription plans and the features included in each plan from time to time. Where required by applicable law, we will provide notice of material changes before they take effect.

Payments terms

To use the App you must pay the subscription fee.

The payments will be charged weekly, monthly or annually (depending on chosen subscription plan).

Subscription Disclosures. Before the user confirms a subscription purchase, the App and/or the applicable app store will clearly show the price, billing period, auto-renewal terms, included features, and how to cancel/manage the subscription.

Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period. Cancellation and refunds for subscriptions purchased through the App Store or Google Play are governed by Apple’s or Google’s applicable terms and policies.

If you purchase a subscription through the App Store or Google Play, payment will be processed by Apple or Google (as applicable) using their billing systems, and their terms and policies will apply. If we offer alternative billing methods in certain regions where permitted by platform policies and law, any such payments may be processed by third-party payment providers and their terms and privacy notices will apply.

Subscription cancellation

Your subscription will automatically renew after each period unless you choose to cancel. You can cancel your subscription at any time.

If you cancel your subscription, the cancellation will take effect at the end of the current billing period, unless otherwise stated by the applicable app store. After that, the paid subscription functionality will no longer be available.

Note that uninstalling the App does not result in the cancellation of your subscription.

If you purchased a subscription on the App Store

You can cancel a subscription in your Apple ID account settings. To prevent any charges for auto-renewal, ensure you cancel the subscription at least 24 hours before the conclusion of the ongoing subscription period.

If you purchased a subscription on the Google Play

You can cancel a subscription in your Google Play account settings. To prevent any charges for auto-renewal, ensure you cancel the subscription at least 24 hours before the conclusion of the ongoing subscription period.

Refunds

Refund eligibility, cancellation, and reimbursement rules are described in our Subscription, Cancellation, and Refund Policy, which forms part of these Terms. For App Store purchases, refund processing is handled by Apple. For Google Play purchases, refund eligibility is subject to Google Play policies and, where applicable, may also be assessed by us in accordance with Google Play tools, our Refund Policy, and applicable law. We do not provide cash refunds outside of the original purchase channel.

Subscription renewal

Your subscription will be automatically renewed for the subsequent subscription period under the same conditions. You will be charged for the next subscription period unless you cancel at least 24 hours before the subscription renewal date.

Account

Account Registration and Use

To use all App’s features, you must create and verify a personalized account («Account») using your email or by authorization via third-party services.

Please provide accurate and complete information during registration and keep the information of your Account up-to-date.

Users are solely responsible for:

• maintaining the confidentiality and security of the login credentials;
• all actions taken through their Accounts.

Problems with Account

You may not transfer or assign your Account to someone else.

Please immediately contact us if:

• you have lost access to your Account,
• you know or have any reason to suspect that someone has gained access to your Account without your authorization,
• your credentials have been lost, stolen, misappropriated, or otherwise compromised.

Delete Account

You can permanently delete your Account at any time either by using the account deletion function within the App (Account Settings → Delete Account) or by contacting our support team. Once the deletion process is completed, your Account will be irreversibly terminated, and associated personal data will be deleted or anonymized, except where we are required to retain certain information under applicable law, as described in our Privacy Notice.

Rules for users

Prohibited Activities.

You must not:

• share accounts, sell access, or circumvent subscription controls;
• scrape, harvest, or systematically extract App content or data (including via bots);
• reverse engineer, decompile, or attempt to derive source code;
• interfere with security, availability, or performance (including DDoS, abuse of APIs);
• use the App for illegal purposes or to infringe third-party rights.

We may, but are not obligated to, monitor use of the App for compliance with these Terms. We are not responsible for how users use the App or any information available through it.

Please note that if we find you violating these provisions, we are entitled to apply any measures we see applicable and reasonable in such cases.

Enforcement Measures

We may apply the following enforcement measures if we find that users have committed actions prohibited by these Terms:

• issue a warning;
• suspend or restrict access to the App; and/or
• terminate or delete the Account.

At our sole discretion, we may take reasonable enforcement action where we have reasonable grounds to believe that a violation has occurred, subject to applicable law.

Support

Please, contact our technical support service by communication means or in the App to submit a report about prohibited actions or Content and if you have any other issues.

We review and process support requests related to the App, including reports and complaints about other users, as soon as reasonably possible after receipt. Response times may vary depending on the nature of the request.

Based on the results of our review, we may apply enforcement measures, including restricting or suspending access to the App or terminating an Account.

Content and Intellectual Property

All materials in the App, including text, graphics, information, images, drawings, trademarks, logos, video, sounds, music, software, and other materials (“Content”), as well as copyright and other intellectual property rights to such Content belong to us or is included in the App with the consent of the owner.

The Content, or any elements thereof, may not be used without our or the owner’s prior written consent in any manner not provided by these Terms.

If you comply with these Terms, we grant you a limited, worldwide, non-exclusive, revocable license, without the right to sublicense and transfer, for the period of your use of the App, to access and use the App for your personal, non-commercial use only under these Terms.

You must not:

• reproduce, publish, distribute, modify, create, or otherwise use the Content we own for commercial or illegal purposes without our prior written consent;
• sell, lease, rent, license, sublicense or otherwise distribute the Content we own;
• copy, decompile, disassemble, translate or reverse engineer the Content we own, in whole or in part;
• write or develop any derivative software, make an attempt to derive the source code of, modify, or create derivative works of the Content we own, and its updates;
• provide, disclose, divulge or make available to, or permit the use of the Content we own by any third party without our prior written consent;
• avoid, bypass, remove, deactivate, impair, descramble or otherwise circumvent any technological measure we implement or any of our providers or any other third party (including another user) to protect the Content we own.

Third-Party Websites and Services

The App contains or may depend on links to third-party websites and services (for example, payment processing, authentication, analytics, notifications, or support tools).

We do not control the features available or accessed through such websites and services.

We are not responsible for the content and services offered through them and for any losses, damages, or other liabilities incurred as a result of your use of such websites and services.

You acknowledge that other terms of use and privacy notices apply to your use of third-party websites, services, and content.

Warranties and Disclaimers

The App is provided to you “as is”.

To the fullest extent permitted by law, and without limiting any mandatory consumer rights under applicable law, we disclaim all warranties concerning the App, its functionality, and Content, including, without restrictions, warranties of fitness for a particular purpose, merchantability, and non-infringement of intellectual property rights of third parties or other rights.

We make no promises or guarantees regarding the accuracy, usefulness, reliability, and correctness of the App. We do not warrant that the App's operation will be uninterrupted or secure, that any defects will be corrected, or that the App will be free of viruses or other harmful elements.

We do our best to keep the data safe and secure and maintain the App’s functionality. However, the App may be unavailable for various factors beyond our control, including emergencies, third-party service failures, hacker attacks, transmission, equipment or network problems or limitations, interference, signal strength, and may be interrupted, refused, or limited, or curtailed.

We do not guarantee that the App or any feature thereof will be available at all times or in all regions.

Changes and Modifications. We may update, change, or modify the App (including features and Content) for valid reasons such as security, legal or regulatory compliance, preventing abuse, improving performance, adapting to technical requirements, or evolving the App’s functionality. We will not charge you extra for such modifications. Where a modification negatively impacts your access to or use of the App in more than a minor manner, we will inform you in advance on a durable medium where required by applicable law and you may be entitled to terminate your subscription/contract free of charge within the period provided by applicable law, unless we enable you to maintain the App without the modification at no additional cost.

The App uses artificial intelligence and statistical models to analyse football match statistics and generate scenario-based insights regarding possible outcomes. However, these outputs are purely indicative, for informational and entertainment purposes only, and do not guarantee accuracy or success in predicting actual match results.

No Reliance. You should not rely on the App as the sole basis for making financial, betting, or other important decisions. You are responsible for independently assessing any information or insights provided through the App.

Any decisions made based on the predictions provided by our app (including financial decisions or betting) are done at your own risk. To the maximum extent permitted by law, and without limiting any mandatory consumer rights under applicable law, the Company is not responsible for any losses or damages that may occur as a result of using the predictions or other information provided through this App.

The App does not provide betting, gambling, financial or investment advice.

The App is not intended to encourage or promote gambling activity.

We recommend users to use the App for entertainment purposes only and to approach the predictions responsibly.

Liability

We shall not be held responsible if any information, materials, or the Content available through the App are inaccurate or incomplete and for typographical errors, omissions in the text, or other materials.

In no event shall the Company, its affiliates, contractors, or any of their respective directors, officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including, without limitation, loss of profits, loss of data, or damage to property, arising out of or in connection with your use of, or inability to use, the App, even if the Company has been advised of the possibility of such damages.

To the maximum extent permitted by law, and without limiting any mandatory consumer rights under applicable law, we do not guarantee the correctness, completeness, or non-infringement of all Content available through the App.

All predictions, analyses provided by the mobile application are solely for informational and entertainment purposes. The predictions do not guarantee accuracy or specific outcomes of matches or events.

The developers and owners of the application are not responsible for any decisions or actions taken by users based on the provided predictions or other information. The use of this information is entirely at your own risk.

Users of the application bear full responsibility for any actions or decisions made based on the information or predictions provided by the application.

The above disclaimer applies to the extent permitted by applicable law.

Indemnification

You agree to defend, indemnify and hold harmless us from and against all claims, responsibility, damages, losses, and expenses, including reasonable legal and accounting expenses, arising from:

• any breach by you of any of these Terms;
• your use/misuse of the App;
• a violation by you of applicable law, our or third party’s intellectual property or other rights, or any agreement or terms with a third party to which you are subject.

We reserve the right to handle our legal defense; however, we see fit, including instances when you indemnify us. Therefore, you agree to cooperate with us to execute our strategy.

Applicable Law and Jurisdiction

These Terms shall be exclusively governed by and construed under the laws of Cyprus, excluding its rules on conflict of laws.

You agree that any dispute, conflict, claim, or controversy directly or indirectly arising out of in connection with or relating to these Terms, including, without limitation, those relating to its validity, its construction, or its enforceability, shall be settled through amicable negotiations directly with us following the principles of good faith and cooperation.

Jurisdiction. If the parties fail to resolve the dispute through negotiations, the courts of Cyprus shall have exclusive jurisdiction for users acting as businesses. If you are a consumer habitually resident in the EEA or the United Kingdom, you may also have the right to bring proceedings in your country of residence, and mandatory consumer jurisdiction rules may apply.

Force majeure

We are not liable for delays or failures caused by events beyond our reasonable control (for example, major outages of third-party infrastructure, natural disasters, or governmental actions).
If such an event materially affects the service, we will use reasonable efforts to restore functionality.

Termination

Termination by App

We reserve the right at our sole discretion with prior notice to modify, suspend or discontinue the App, Content, feature, or offers through the App at any time. You agree that we shall not be liable to you or any third party should any of the preceding occur.

We reserve the right to take whatever lawful actions we may deem appropriate in response to actual or suspected violations of these Terms, including, without limitation, the suspension or termination of your license and access to the App.

We may cooperate with legal authorities and third parties to investigate any suspected or alleged crime or civil wrong.

Termination by User

You may terminate these Terms by canceling your subscription, deleting your Account and no longer accessing and using the App or by contacting us.

If you terminate these Terms, all permissions and licenses under these Terms will immediately terminate.

Electronic Notifications

By using the App, you understand and agree that we may send you the push-notifications regarding, without limitation:

• your use of the App;
• updates of the App and these Terms.

Device Permissions.

The App may request certain device permissions only when needed for specific features. For example:

- Notifications: to send alerts you enable in the App.

- (Optional) Other permissions: only if you use a feature that requires them, and the App will explain the purpose at the time of the request.

If you deny an optional permission, the App will continue to function, but the relevant feature may be unavailable.

Other Terms

We may transfer our rights and obligations under these Terms to a third party, but this will not affect your rights or our obligations.

Our failure to enforce any provision of these Terms shall not constitute a waiver of such provision or of any other provision.

At our sole discretion, we reserve the right to modify these Terms. If material changes affect your use of the App, we will notify you before the changes’ effective date by sending a notification to you. If you continue to use the App after the effective date of the updated Terms, you agree to the updated version, to the extent permitted by applicable law.

If you disagree with the updated version of these Terms, please delete and no longer use or access the App.

If any provision of these Terms is determined to be unlawful, void, or unenforceable, the remaining provisions of these Terms will continue to be fully valid and enforceable.